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Home Ownership

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Why Home Ownership is Important

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First Time Home Buyers Guide

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Lets talk Mortgage- These are the questions your should be asking yourself: How much can you afford based on your income or joint income with your spouse.  What are the steps involved in getting a pre-approval mortgage, and how long is it valid for? What are the different types of mortgages available for first-time buyers? How to shop for the best rates…. When you buy your first home with me I will walk you through step by step in achieving the best mortgage suitable for you.   What are the Costs and Benefits: When buying a home what are the…

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HST Rebate For Investment Properties: How does this work? What is the process involved? Are you qualified?

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Have you ever heard of prices include HST when purchasing a pre-construction condo? Let me shed some light on this topic as it involves two different actions from investors and end users. HST in Ontario is 13% and this is broken down to 2 Sectors, 1- the non-refundable portion ( 5.2%)  and 2- the rebatable (7.8%) this is calculated on the NET purchase price. How is this calculated? Net Purchase Price= PP- Non-rebatable portion of HST. Usually the net purchase price is calculated using a set of formulas from the CRA depending on the range of Purchase Price. If a…

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The Top 5 Most Livable Toronto Neighbourhoods

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When purchasing a home you will quickly encounter one of the hardest decisions of your life. It invlolves a lot of work, from finding the right neighborhood to making sure the area and what is has to offer fits into the buyers lifestyle. In the GTA buyers might have a hard time narrowing their search with 140 officially recognized neighborhoods in Toronto and the surrounding GTA. However do not fret I am here to provide you with the TOP 5 neighborhoods known for predominantly a fabulous quality of life, excellent access to downtown, excellent schools , influential centers and all…

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Welcome

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Hello and welcome to my blog. Check back here for all things going on in my world.

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